Over the past several years, ridesharing has become increasingly popular. Rideshare apps quickly and easily connect people with drivers in their area who can take them virtually anywhere, at any time. Although Uber and Lyft are certainly convenient and can even help you avoid driving under the influence, they also present some risks. You are putting your safety in the hands of a driver you have never met before, and even if their record is relatively clean, they could prove to be careless or incompetent. Or, you could find yourself injured in a rideshare accident caused by another driver.
As Bakersfield rideshare accident attorneys, we at B&D Law Group, APLC can help with your claim. We understand the intricacies of rideshare accident insurance claims and know what type of coverage may apply in your unique situation. We fight for maximum economic and non-economic damages in these cases, to help you put the pieces of your life back together.
To find out how we can help, call (888) 563-4092. Your consultation is free, and if you work with your firm you pay nothing unless we win your case.
Understanding Rideshare Accident Insurance Coverage
Rideshare companies provide different types of insurance coverage in the event of an accident:
- Contingent Liability
- Contingent Comprehensive & Collision
- Primary Automobile Liability
- Uninsured/Underinsured Motorist (UM/UIM) Coverage
These types of coverage will apply in different scenarios. Contingent Liability coverage, for example, is for drivers who have the application open and are waiting for a ride request. Uber and Lyft have $1,000,000 Primary Automobile Liability and UM/UIM policies in place, which should be sufficient to cover most auto accidents. Contingent Comprehensive and Collision coverage will kick in if an Uber or Lyft driver is at fault in an accident and their insurance company denies their claim.
Contact a Bakersfield rideshare accident lawyer at (888) 563-4092 now to discuss your insurance claim and how we can help.